Moving Insurance

All your stuff is secure with Long Distance Movers, but in case something does happen to it, there’s a moving insurance policy in place. We offer both basic Valuation Coverage and Full Value Protection.

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Moving Insurance

Relocation implies plenty of carrying, heavy lifting, loading, and unloading. Some of your items may get damaged during all that work, even with the most experienced team. However, with moving insurance, you can get additional protection and be compensated for every harmed (or even lost) item. With Long Distance Movers, you can choose which insurance option suits you the best – but our goal will still be that you don’t need to use it at all.

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Are You Obliged to Get Moving Insurance Coverage, and Will It Help You Feel More Secure?

Moving, especially a long-distance one, is one of the most stressful periods in a person’s life, even when you have the help of the best cross-country moving company like ours. However, imagine how much more stress you would suffer from realizing that some of your belongings are damaged or gone and that there is nothing you can do about it?

That being said, getting coverage is not an obligation but rather a smart move. Investing in insurance from moving companies will help you sleep better during the relocation, but also stay calm if something does happen to your items. That’s why, when planning your budget, you need to include this cost as well.

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What Are Your Insurance Coverage Options?

We at Long-Distance Movers care deeply about what our customers need, which is why you will be presented with several different coverage options. Since every relocation is different, we strive to provide a solution suitable for each client and its situation.

You’re always more than welcome to contact us if you need any advice. Our representatives will be more than happy to answer all of your questions and dilemmas and provide you with their professional opinion on the best policy for you.

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Mandatory Liability Coverage

The first option is the Released Value of Mandatory Liability Coverage. It is a part of our basic offer and is cost-free. It will cover 60 cents per pound of damaged or lost goods. For example, if a sofa weighing 300lb gets harmed lost during the move, you will be compensated $180. With it, all of your items will be covered during the interstate move.

It is the best choice for goods that hold no emotional or monetary value to you. However, keep in mind that this insurance sometimes doesn’t provide enough protection. Do the math and see what the best option for you is.

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Full Value Replacement

On the other hand, Full Value Replacement is an additional policy that comes at extra cost. It implies that you’ll be compensated based on the actual value of the damaged or lost item – there is no pound-counting necessary. The company will repair or replace damaged objects, or you will get financial reimbursement. However, Full Value Replacement applies only to the items packed by our professional packers.

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Our Liability Does Get Limited Sometimes, so Ensure to Know When

Sometimes the damage may not be the consequence of our actions, but of the customer’s, and in that case, the policy doesn’t cover the damage. We aim to relocate all your belongings safely and efficiently to your new home. Our goal is not for some of them to get harmed or destroyed during the move, and neither is yours. According to it, it would be best to avoid:

  • Packing hazardous, toxic, and corrosive materials, as well as perishables – you need to get familiar with the list of items movers won’t move. There are good reasons some of them are on it.
  • Packing belongings on your own – customers are often new at packing and don’t have enough knowledge and experience, which can cause damage to some goods.
  • Not informing us that we are transporting a highly valuable item – moving companies have the right to limit their liability for high-value objects unless those belongings are officially stated.
  • Keep in mind that natural disasters also affect movers’ liability.
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When Is the Right Time to File a Claim?

When our team gets to your new home, it’s unloading and unpacking time. While our long distance movers are reassembling furniture and getting boxes in your home, try as much as possible to see if some of your stuff is harmed. If you notice something, feel free to inform us immediately.

However, it doesn’t mean that we won’t accept claims after our team leaves your home. If you notice something is damaged while unpacking boxes we had packed earlier, you need to contact us. A satisfied customer is our ultimate goal, and we will try to solve the situation in your favor. Just remember – the sooner you contact us, the better the possibilities are that you’ll get reimbursement.

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Take Precaution Even With the Best Cross-Country Movers

Do you wonder which long-distance movers near me I should choose when relocating to a new home? If so, don’t go for companies that don’t admit to making mistakes, but with one who has a protection plan when a mistake occurs. Providing you with a proper policy before the relocation is a part of it. As an honest and trustworthy long-distance moving company, we will never convince you that accidents don’t happen under our watch. However, we can assure you that we go above and beyond to prevent them. And in the rare cases, they do – we got you covered.

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Thousands of our satisfied customers that leave positive reviews can prove that we are experienced professionals that are serious about their work. Our main goal is for you to have a stress-free relocation process and we will make sure your items are handled with care and delivered safely to your new home.


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